Three Tips To Teach You To Spend Money On Long Holidays, Two

Earnings doubled after returning the notice deposit before traveling.

During the National Day holiday, the most simple way to obtain interest above the current interest rate is to set up a notice deposit for 1 days or 7 days.

It is understood that

There are generally two periods of 1 days and 7 days. Interest rates are usually 0.8% and 1.35%, which is 2 times more than 0.35% times the interest rate of demand deposits and nearly 4 times.

If the Construction Bank's notice deposit one household business can be automatically pferred between the regular account and the current account, 50 thousand yuan will be deposited for more than 7 days, but the next period will be calculated according to the actual number of days. The interest rate will be calculated according to the 7 day notice deposit rate, and the interest rate will be calculated according to the 1 day notice interest rate for 7 days.

It is very convenient for the public to handle the business through counters, online banks and mobile banking.

However, it should be noted that most banks stipulate that 7 days notice deposit should be notified to the bank 7 days prior to the withdrawal, and automatically expire on the expiration date. If interest is not withdrawn, interest will be very low.

For prudent customers who seek higher returns, they can buy money type funds and financial funds and other products through Internet banking, mobile banking and counters, self-service devices before holiday days.

The general income of the IMF is also around 4%, and its advantage is that the income is higher than the one year fixed deposit and the liquidity is strong. The redemption usually reaches 1 days to 3 days, and there are gains in holidays.

With the approaching of the end of season, the yield of some monetary funds will rise on the seven day.

The seasonality of capital and the recent rise in stock index have led to an increase in the redemption of money market funds, which will continue to raise money market fund returns.

According to previous data, since September, the annual yield of many small and medium money funds has been dazzling. Among them, the annual yields of Jin Bao, Yi Fang Da and CITIC have reached 8.98%, 7.80% and 7.21% respectively.

But when buying fund products, do not buy one day before holidays, buy one day before holidays, and do not get any income during holidays.

Therefore, it is best to purchase before 3:00 p.m. on the two day before the statutory holiday.

Gold investment is undoubtedly the focus of radical investor "eleven" long holiday period of concern, and the bank paper business in the "eleven" holiday period as usual pactions, opening the warehouse is very convenient.

Investors with strong risk tolerance can consider making gold t+d, silver t+d (silver postponed trading), and paper gold and silver.

During the long holidays, foreign exchange and gold markets are normal pactions. Investors can always trade according to their own arrangements.

It is understood that the Agricultural Bank of China launched this year's Golden City - accounts precious metals trading, trading threshold is relatively low, the RMB quoted price of the precious metal products trading starting point is 1 grams, the lowest 5 yuan can participate in investment.

In accordance with the quotations quoted by the bank in the current account of precious metals, customers can conduct real-time trading and commission pactions on paper gold through online banking channels, and the variety of pactions is abundant. The bank separately uses the US dollar and RMB as the quoted currency, and supports two-way pactions. It provides two paction modes: first buy, then sell (see more) and first sell, then buy (empty).