Good Financial Management Of The Working Class Can Be Profitable.
5 years 1 million is very difficult. Reasonable planning is not only money, but also the cornerstone of success.
1, do a good job
Career planning
First choose the position, then select the industry. Finally, it is the company's choice is more important than effort, and career planning can achieve twice the result with half the effort.
First of all, choose a position and be loyal to this profession, and cultivate professionalism and professionalism.
For example, when you enter the IT industry, are you doing testing or development, development is front end or backstage, background is Java or PHP?
The basis of choosing jobs is not only the salary situation, but also the expectation for the next 5-10 years.
After choosing a good position, it is the choice of the industry.
For example, do you engage in electricity supplier, or OTA online travel, or Internet Finance?
With the above two points selected, the next step is to make a 3-5 year plan for yourself, and take 3-5 years to enter the top companies in the industry. If you are a famous university, you can often enter these big companies through school recruiting channels.
This steady development will bring you 400 thousand savings in 5 years from the salary of 5K entry to the salary of 20k+14 for fifth years.
2, firm, firm, and firm in choosing the right direction.
We should analyze the development of the industry in the next 5-10 years and not be influenced by the personnel around it, so as to change our career choices.
Only with enough focus and continuous efforts can you truly understand an industry and a job that can make the industry top.
Only with enough focus and continuous efforts can you truly understand an industry and a job that can make the industry top.
Focusing will enable you to become the top 20% in the industry, so that you can get more opportunities and increase at least 100 thousand in 5 years.
3, the most precious thing for you to refuse comfort is time.
What is the most precious to us? The answer is always the time. If we are young, any mistake is not a problem.
But as you grow older, the chances for you to make mistakes are less and less. Therefore, we should not only pay attention to the treatment of a company, but also look at the company's current working environment.
Constant growth will enable you to stand out from your peers and gain more attention and appreciation by at least 100 thousand.
4. Accumulate contacts and develop opportunities in all directions to explore other ways to make money.
No one can do anything in China.
After 2-3 years of work, part time job is definitely an excellent way to increase your income source. But your technology needs to go through, otherwise it will not only be inopportune, but it will involve too much energy in the end.
People's connections are wealth, and part-time job opportunities bring extra benefits of 200 thousand.
5.
Conduct financial pactions
It's important to never let the money sleep. Let the wallet make money for itself.
The first is not to think that money is less than money.
First of all, cultivate financial awareness, understand that inflation will make your capital depreciate rapidly.
In the past ten years, the housing prices in North Shang Guang have gone up too fast, but if you compare inflation, you will find that it has not risen much.
The second point is to invest in multiple channels and rationally diversify risks.
Here is a formula: minus the ratio of ten digit to one hundred of your age, that is, the proportion of funds you can use for risky investments.
For example, a 30 year old person can spend 70% of his money on risky investments. At present, Internet finance is a good investment direction.
Through financial management
increment
In 5 years, the revenue will be 5-15.
Finally, there is another point.
In 5 years, good spending habits will save you at least 50 thousand yuan.
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