The Expected Yield Of Short-Term Financial Products Is Generally Higher During The National Day.

"National Day 1" has just been on sale, and it has been snapped up in a few minutes. It is estimated that "National Day 2" is sold out in two minutes.

A customer manager of Bank of communications told reporters that "National Day 1" and "National Day 2" were two short-term financial products specially launched by the bank during the National Day holiday, with a period of 7 days.

The manager said in particular that the "National Day 1" is the most recent product of the bank, with the expected yield of 3% to 3.2%, the highest rate of return in several months.

ICBC relevant responsible person said, to enable customers.

According to rough statistics, during the national day, the expected yield of short-term financial products of several banks reached an average of 2.2%, and more than 2.5% of the expected revenue products were also rare.

This figure is much higher than the average expected yield of all banks in August this year, 2.07%.

"Because the risk of short-term financial products is controllable and the rate of return is higher than that of demand deposits, it is very suitable for investors to store large amounts of idle funds during the holidays."

A bank insider said.

Reporters also learned that unlike previous "high threshold" financial products, the lower limit of holiday banking purchases of many banks has dropped to 50 thousand yuan, and a low investment threshold has attracted many investors to come to consult.

"Although holiday financing products have shorter maturities, investors should pay attention to product investment direction and risk rating so as to avoid loss of principal."

Financial expert Jiang Peng said.

At present, most of the investment direction of holiday financial products focuses on trust, bond and combination. Investors need to carefully study the instructions of financial products, for example, trust products should be preferred to low-risk products that are invested in high quality enterprise trust financing projects.